Posts in Debt Settlement

Aug 18 Fair Credit Reporting Act: Regulators Argue There is No "Legally Accurate" Exception to the Right to Accurate Information in Consumer Credit Reports

Under the federal Fair Credit Reporting Act ("FCRA") and under California State law, credit reporting companies have duties and ...

Aug 10 Fair Credit Reporting Act: Furnisher's and Credit Bureau's Duty to Investigate

Credit is crucial in today's world. To obtain credit, one must have an accurate credit report since credit reports are the main ...

Apr 15 In a significant victory for US debtors and consumers, the federal Consumer Financial Protection Bureau ("CFPB") has demanded that a vast majority of medical debt be removed from credit reports.

In a significant victory for US debtors and consumers, the federal Consumer Financial Protection Bureau ("CFPB") has demanded that ...

Mar 22 FCC Considers Protecting Consumers From Ringless Voicemails

As announced here, the Federal Communications Commission ("FCC") has announced plans to adopt a new rule protecting consumers from ...

Feb 24 Debt Relief News: Sallie Mae (Now Navient) Settles and Now $1.7 Billion in Student Loans to be Forgiven

If you are burdened with Sallie Mae student loans, you may be able to have your loans discharged in bankruptcy. Note that in 2014, ...

Dec 27 Court Says Even One Collection Call Can be Unlawful

Debtors have rights under various federal and California statutes. For example, under the federal Fair Debt Collection Practices ...