Irvine Collection Defense Attorneys
Helping Debtors Defend Their Rights
We built our firm on the vision of defending struggling debtors from aggressive creditors and collectors. If you are facing a lawsuit from a debt collector, then you likely have questions about what to do next. Get in touch with Guardian Litigation Group, LLP today so one of our friendly and knowledgeable team members can walk you through all of the documents you have received from creditors and collectors.
Our lawyers have successfully represented debtors in courts across the nation, so please don’t hesitate to give us a call today if you have received a summons or pre-legal notice from any of the following firms:
- Zwicker & Associates
- Weltman, Weingerg & Reis
- Rausch Sturm
- Couch, Conville & Blitt
- RAS LaVrar
- Suttell, Hammer & White
- Rubin & Rothman
- Selip & Stylianou
- The Moore Law Group
- Scott & Associates
- Hunt & Henriques
- Gurstel Law Firm
- Patenaude & Felix
- Javitch Block
- Tenaglia & Hunt
What to Expect When You Choose Us to Handle Your Case
We are committed to providing each of our clients with top-notch, efficient representation at each phase of the legal process.
Our comprehensive collection defense services include:
- Introductory legal analysis of your case
- Orientation outlining the legal process
- A team of dedicated legal negotiations professionals
- Regular case updates and communication
- Full legal representation, including appearances
What To Do If You Receive Legal Papers From a Debt Collector?
A creditor can file a lawsuit to collect payment when you default on a credit card payment or other debt. Lawsuits start with a summons and complaint. If your receive legal documents from a debt collector regarding a lawsuit, you should immediately consult with a lawyer to determine all of your options. If you fail to respond to the lawsuit, the court can enter a default judgment against you, which would allow creditors to garnish your wages, in states that do not have strong debtor protection laws to prevent garnishment; seize your bank accounts; and place a lien on your property. Creditors actually rely on debtors to not respond to these lawsuits, which, unfortunately, happens in the majority of cases. It is important to note that creditors do not want to have to actually litigate these cases and the presence of Guardian Litigation Group, LLP can put significant pressure on them to settle.
Debt collectors must prove they have a case to collect the debt for the lawsuit to succeed. Our debt collection lawyers have successfully defended countless clients against big banks, credit card companies, and debt collection agencies.
We are familiar with the various defenses to these types of lawsuits, including:
- Missing paperwork that can verify the agreement between you and the original creditor, such as the original cardmember agreement, copies of statements, and payment records
- Inaccurate credit and billing histories for debt purchased by collectors
- The statute of limitations has expired
We Will Vigorously Defend Your Rights
Guardian Litigation Group, LLP is here to assist if you are being sued for a debt you owe. Our compassionate lawyers will listen to your concerns and advise you throughout the debt collection lawsuit process. Debt collection lawsuits can have lasting repercussions, so please don’t hesitate to contact our legal team so we can help you fight back.