Nationwide Debt Settlement Lawyers
Proudly Helping Clients Negotiate & Resolve Debt
At Guardian Litigation Group, LLP, we know that being burdened by debt is never easy, especially when creditors are calling you throughout the day and you are worried about the possibility of foreclosure. If you are in debt because you lost your job, became seriously ill, recently divorced, or suffered some other form of financial hardship, then please reach to our law firm so we can determine if debt settlement is the right option to help get you back on your feet.
Our trustworthy legal team in Irvine proudly helps clients of all backgrounds who are feeling overwhelmed by debt. We offer comprehensive and efficient debt settlement services to help individuals and families find peace of mind knowing that debt relief is on the way.
What Is Debt Settlement?
Debt settlement, sometimes called debt relief or debt resolution, is a process designed to assist people in financial hardship and struggling to make payments to creditors. With debt settlement programs, debtors set aside funds monthly that will be used to negotiate down the balances owed. The debts are worked through one by one until the client is debt-free. You should speak with our lawyers to determine the most viable action for your financial situation.
What is an Unsecured Loan?
An unsecured loan is a loan that doesn't require any type of collateral. Lenders will rely on borrower's credit worthiness for security instead of relying on their assets. Types of unsecured loans include personal loans, student loans, and credit cards. Unsecured loans can be considered for debt settlement.
What Types of Debt are Eligible for Settlement?
Unsecured debts that qualify for debt settlement include:
- Medical bills
- Credit cards
- Retail cards
- Payday loans
- Cash advance loans
- Private student loans
- Auto loans after repossession
Start Taking Control of Your Debt Today
Every situation is unique, but if you are experiencing hardship or have already been considering bankruptcy, please get in touch with our trusted legal professionals at Guardian Litigation Group, LLP to learn more about our debt settlement program and how we can negotiate with your creditors to help you live debt-free once again.